Why Negotiating Your Car Accident Claim on Your Own Is Not a Good Idea

Car accidents can be devastating, both physically and emotionally. In the aftermath of an accident, you may be dealing with pain from injuries, medical bills piling up, and stress from having to navigate the complex legal system. It’s understandable that you want to settle your car accident claim as quickly as possible so you can move on with your life.

However, negotiating your claim on your own could end up costing you more than it saves. In this blog post, we’ll explore why hiring a Douglasville car accident lawyer is crucial for getting the compensation you deserve and avoiding costly mistakes along the way.

These are the main reason why it is not advisable to single-handedly file and negotiate a car accident claim:

You Are Not Aware of the Extent of Your Damages

When you’ve been in a car accident, it’s common to feel like you’re not injured badly and that everything will heal on its own. However, some injuries may not be immediately apparent – for instance, whiplash or internal injuries. You may think your medical bills are covered by your insurance policy without realizing that the extent of your damages goes beyond just what’s visible.

If you negotiate your claim on your own, there is a high likelihood that you’ll underestimate the value of your case because you don’t know the full extent of your damages. This could lead to settling for less than what you deserve and leaving money on the table.

To ensure that all of your losses are accounted for, it’s important to hire a Douglasville car accident lawyer who can accurately assess the impact of both visible and hidden damages from an auto accident. Your lawyer can help gather evidence such as medical records and testimony from experts to build a strong case and get fair compensation for all aspects of damage caused by the accident.

You Do Not Know Which Georgia Personal Injury Laws Apply to Your Case

When it comes to negotiating a car accident claim, one of the major issues is understanding which Georgia personal injury laws apply to your case. Without an in-depth knowledge of these laws, it can be difficult to determine what compensation you are entitled to receive.

For instance, Georgia follows a comparative fault system when determining fault in a car accident. This means that if you are found to be partially at fault for the accident, your compensation will be reduced by the percentage of your own fault.

While the deadline to file a lawsuit after a car accident in Georgia is generally two years, there may be specific exceptions to the statute of limitations that apply to your case.

Furthermore, there may also be caps on certain types of damages such as pain and suffering or punitive damages. Failing to understand these legal restrictions could result in receiving less compensation than you deserve.

In order to avoid these pitfalls and ensure that you receive fair compensation for your injuries and losses from a car accident, it’s crucially important that you consult with an experienced Douglasville car accident lawyer who has extensive knowledge about personal injury law in Georgia.

negotiating with an insurance adjuster on your own is not a good idea.

You Can’t Refute the Adjuster’s Assessment of Your Percentage of Fault

When you negotiate your car accident claim on your own, the insurance adjuster will likely assess a high percentage of fault that they believe you contributed to the accident. This percentage can greatly affect the amount of compensation you receive for damages and injuries.

Without legal expertise, it can be difficult to refute an adjuster’s assessment of fault. They may try to shift more blame onto you than is actually warranted by the circumstances of the accident.

Additionally, Georgia operates under a modified comparative negligence system which means that if you are found to be 50% or more at fault for the accident, you cannot recover any damages from other parties involved in the crash.

A Douglasville car accident lawyer knows how these laws apply to your specific case and can help ensure that any assessment of fault is fair and accurate. With their assistance, you won’t have to worry about being unfairly blamed for something outside of your control.

You Do Not Have Access to Various Types of Evidence

When negotiating a car accident claim on your own, you may not have access to all the evidence that could help strengthen your case. This is because there are different types of evidence that can be used in court, and some may require legal expertise or resources to obtain.

For example, only a lawyer can subpoena a driver’s mobile phone log from their carrier to prove texting and driving. The same applies to past criminal records and traffic law violations.

Additionally, some forms of evidence such as expert opinions and accident reconstruction reports may need specialized knowledge and training to interpret correctly. Without this expertise, it’s easy to overlook important details or misinterpret critical information.

Lacking access to various types of evidence can weaken your position when negotiating with insurance adjusters. That’s why working with a Douglasville car accident lawyer who has experience gathering all relevant evidence increases your chances for fair compensation.

You Are in Pain and Recovering From Severe Injuries

Car accidents can be devastating, and the resulting injuries can cause significant pain and suffering. Recovering from severe injuries takes time, patience, and medical attention. It’s essential to prioritize your health after a car accident to ensure you recover fully.

While you focus on your recovery, negotiating with an insurance adjuster can add stress and anxiety to an already challenging situation

Injuries sustained in a car accident often require ongoing medical treatment that could continue for months or even years. The cost of these treatments adds up quickly, so it’s crucial to have someone who understands the true value of your claim fighting on your behalf.

Hiring a Douglasville car accident lawyer ensures that you have someone working hard on obtaining compensation while you focus on healing. They will gather evidence necessary for negotiations and work directly with insurance companies and other parties involved in the case.

Your primary goal should be getting back to full health as soon as possible after an accident. Letting a skilled attorney take care of negotiating your car accident claim can give you peace of mind knowing everything is being handled by professionals who want what’s best for you.

Your Douglasville Car Accident Lawyer Will Negotiate a Higher Settlement than You Could Obtain

If you have been involved in a car accident and are considering negotiating your own claim, think again. The benefits of hiring an experienced Douglasville car accident lawyer at Hartley, Rowe and Fowler, P.C. to represent you far outweigh the risks of going it alone.

Not only will we be able to negotiate a higher settlement for your damages but they will also ensure that all aspects of your case are handled professionally and efficiently.

With our knowledge and expertise, you can rest assured that your legal rights will be protected every step of the way. So don’t take any chances with your car accident claim. Contact us today at 678-825-6004!

Read More Related Articles

A fire starting in a defective electrical outlet
Product Liability

How Can You Prove Fault in a Product Liability Case?

Normally, if you’re suing someone for personal injury, you’ll need to prove negligence. However, when it comes to product liability cases, it’s a bit different. Our Douglasville product liability attorneys have helped hundreds of clients

Read More »