- Car Accidents
If you have been involved in a car accident involving a driver enrolled in the Amazon Flex program, understanding the legal landscape is crucial. Here’s what you need to know if you are hit by an Amazon Flex driver in Georgia.
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Liability for Amazon Flex Accidents
In Georgia, liability in car accidents is determined based on fault. This means that the driver who caused the accident is responsible for any damages or injuries that occur as a result. If an Amazon Flex driver is at fault, they would be liable for the accident.
Determining liability in Amazon Flex vehicle accidents involves several factors.
Fault-Based System
Liability for car accidents in Georgia is determined based on fault. This means that the driver who caused the accident is responsible for any damages or injuries that occur as a result. If an Amazon Flex driver is at fault, they would be liable for the accident.
Amazon’s Delivery System
Amazon’s delivery systems are structured in a way that shifts responsibility away from the company. Most “last mile” deliveries for Amazon are not done by its employees. Instead, the company hires independent contractors who use their own vehicles to drop off and pick up packages.
These contractors must carry their own commercial liability insurance coverage and meet other criteria set by Amazon.
Insurance Issues
Georgia law requires drivers to have liability insurance. This insurance covers losses caused by the insured driver in an accident. The minimum requirements are $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per incident for property damage liability.
If an Amazon Flex driver hits you, their personal auto insurance would typically be the first line of coverage. However, Amazon also provides a commercial insurance policy for its Flex drivers while they’re on delivery, which can cover damages when the driver’s personal insurance is not enough.
Amazon Flex Auto Policy
Amazon provides a commercial insurance policy for its Flex drivers while they’re on delivery. This policy, known as the Amazon Flex Auto Policy, includes several types of coverage:
- Auto Liability Coverage: This covers up to $1 million in damages to another person, vehicle, or property.
- Uninsured or Underinsured Motorist Coverage: This provides up to $1 million in damages to you or your personal vehicle if you’re involved in an accident with an uninsured or underinsured motorist.
This policy is very generous and provides substantial protection for drivers. However, it’s important to note that this coverage only applies when drivers are using Amazon Flex to pick up, deliver, and return packages.
Remember, driving without insurance in Georgia is illegal and can lead to severe consequences.
Applicable Laws and Statutes
Georgia operates under a traditional “fault”-based system. This means the person at fault for the car accident is financially responsible for the injuries, vehicle damage, and other effects.
In Georgia, car accidents must be reported to law enforcement in any of the following situations: when the crash results in the death of a person, when one or more people were injured in the accident, or when property damage occurred that will be over $500.
Georgia’s statute of limitations for personal injury cases is two years. This means you have two years from the date of the car accident to file a lawsuit for injuries.
What to Do If You’re Hit by an Amazon Flex Driver
If you’re involved in an accident with an Amazon Flex driver in Georgia, it’s important to understand your rights and responsibilities. Always report the accident to the police, seek medical attention if needed, and consult with a legal professional to ensure your interests are protected.
Contact our attorneys at Hartley, Rowe, and Fowler for help after a car accident with Amazon Flex. You can call us at 678-825-6004 for a free case evaluation. We are available 24/7.
